Many many years ago, life insurance plans would have the investment and the protection mechanism packaged as one.Most people readily accept such plans at that time as it appears favorable.
Nowadays,you have a wider choice. Customers are more well-informed, more educated and with the availability of online like a term life insurance quote, insurers are kept on their toes to deliver innovative products.
Should you have two different instruments now? That is life insurance is purely term life and the investment part as unit trust plan.
My personal opinion is yes but the choice is yours.
If you are still confused, then have 3 plans..a whole life, a term life and a pure investment plan. Review them every 5 years to make adjustments.
www.PersonalGrowthandSelfEsteem.com. Tips on mastering excellence in ALL areas of your life.
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Philip is an addict.He is crazy about learning and applying life changing skills just to improve the quality of his life.Here, he shares his experiences as he learns about financial,relationship,health,spiritual and emotional mastery.
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