PersonalGrowth & SelfEsteem

 Just picture this…you are at a movie watching a best-seller show.The hero has cute white hair and his face is glowing with happiness and a sense of achievement and he is holding a party at his luxury boat. Celebrating his 65th birthday with his family and friends, he shares with them his success story.
The movie that suddenly switch to a scene where a 65 year old man is walking on the streets and picking up empty cans so that he can sell them for a couple of cents, just to get by day by day.The picture than fades away, getting darker and darker but just before it became total darkness, the man turned around and you can just catch a glimpse of his face.I don’t know the face but what if the face is your face?
The movie changes scene again. This time you are in front of your pc. Right now, you are reading this story….

By the time you reach age 65, only 4 out of 100 are financially independent. A good majority will still be in debt. And a good majority has to continue to work instead of retiring and relaxing at some beautiful beaches.
If you belong to the 4%, congratulations. But if you belong to the 96%, what can you do?
Well, to be in the 4%, we have to go back in time when you are in your twenties to forties.If you are now in your twenties to forties, you are in a good position to start your path to becoming a millionaire.
The only way is to know about money management. That is, how to earn, how to save, how to spend and how to invest. After knowing comes applying the skills.You heard it before but it is worth repeating here…many people know what to do but few people do what they know.
As the majority of us are employees or stay at home mums, one way to increase our chances of getting into the 4% population is to have a second source of income or multiple income or move over to becoming an entreprenuer.
But here is the catch 22 situation…to be an entreprenuer, the thinking is opposite to that of an employee.
For example, entrepreneurs are more bold to take risks and take corrective actions along the way. Employees, on the other hand tend to ensure that errors or mistakes are to be avoided as much as possible before the launch of the product.
Here’s another example…it is easy for an employee to work 9-5 daily.It is a habit.Entreprenuers may find that time management is a struggle in the beginning as he or she can work or not to work on certain days.
Want more examples?…employees are focus.If they do not submit their work on time, the boss is after their ass. Entreprenuers, in the beginning may get diverted as suddenly you are free to explore the numerous opportunities available. Nobody is going after your ass.
Whatever the case, one fact is true. If you want to become rich financially, you have to move beyond being an employee.Hmm, who the hell is Philip to say that?
Don’t know me?Then don’t trust what I just said. However, you can trust millionaires, don’t you? Robert Kiyosaki and T Harv Eker do mention this in their book.
What then are you options so that you, as an employee can move over to becoming an entreprenuer?
One of the best strategy is to remain as an employee and do some part-time business.Then when your part-time or free lance income exceeds your monthly salary, it is time for you to consider becoming a full fledge entreprenuer.
I know, you are already thinking ahead….just what type of part-time business can I do?
If you are not a first-time visitor to this site, by now you should have noticed that there are some programs which are actually businesses you can do online.
Starting an online business is an excellent strategy as little money is required and you can do it at home when you are back from work.
Can you spot some of the opportunities in this blog? One example is to blog and earn money.
Another benefit of internet business is that you can start a business that is also your hobby or something you enjoy doing, unlike working for people…sometimes you just hate to go to work, right?
Here is an example of enjoying what you do,earn some money at the same time and you friends will be happy that you are giving them shopping discounts==> shopping!
Or how about just being at peace with yourself? You can also be at peace with guided meditation songs.Just share it with your friends and who knows, some peace and cash will come into your life.

As an entreprenuer, one of the traits is to be able to spot opportunities.
So to sharpen your talent in spotting opportunities, try to spot all the money making opportunities in this website and post your comments.
I have not decided yet but the most promising entreprenuer ( the first one with the correct answers) may just get a surprise gift from me.
Happy Hunting!

Philip
P/s: What if you are already in your sixties now? I’d suggest you take massive action with doing some internet business.Why?
Reason#1: You have so much knowledged in your brain. You can share them via internet and make money at the same time.
Reason#2: As we grow older, we are less mobile due to our physical ageing. Working on the pc is a better option.